Customer Credit Governance Lead

Portugal
Permanente
Horário completo

Há 9 dias

About the RoleLocationPortugalLisboaAmadoraRemote vs. OfficeHybrid (Remote/Office)CompanySiemens Energy Unipessoal Lda.OrganizationSE CFOBusiness UnitTreasury & Corporate FinanceFull / Part timeFull-timeExperience LevelExperienced ProfessionalA Snapshot of Your DayLead the Custom Credit Governance team at Siemens Energy, defining and implementing customer-specific credit policies. Manage vendor relationships, address critical issues, and guide analysts on rating frameworks and metrics.How You'll Make an Impact

Performing analysis and evaluation of customer credit risk
Defining customer-specific credit management policies for the organization
Supporting credit analyst teams with manual rating frameworks and key indicators
Serving as the primary contact for addressing complex customer credit concerns brought up by regional teams
Partnering with Accounting to ensure credit risk data supports IFRS 9 provisioning and broader credit management processes
Working with internal collaborators to develop customer-tailored risk management tools like parent guarantees, bank guarantees, and collateral options
Formulating automated and manual models for evaluating customer credit risk in line with company policies
Collaborating with IT to implement, test, and approve changes in automated credit rating/limit models
Ensuring adherence to the customer credit management policy framework
Maintaining connections with external service providers that assist with credit scoring and data analytics
Serving as a point of contact for addressing concerns raised by regional teams regarding credit agencies
Delivering executive-level reporting on open customer credit exposures, trends, and key risk indicators
Contributing to risk-related regulatory and compliance reporting

What you bring

Bachelor's or Master's or equivalent experience in Finance, Accounting, Economics, or a related field
Strong governance approach with a proven ability to create, implement, and oversee customer credit frameworks
Critical thinking and ability to translate complex credit requirements into scalable, efficient processes
More than a decade of experience in managing credit risk for customers, ideally within a corporate environment
Proficient knowledge of financial analysis, credit rating methodologies, and risk management frameworks
Experience with large, sophisticated entities or multinational clients is highly preferred
Understanding of the energy and industrial sectors, with knowledge of project finance, large-scale supply chains, and market trends
Proficient knowledge of financial documents, credit scoring models, and cash flow analysis
Ability to identify and quantify risks associated with sophisticated, long-term projects and customers in regulated markets
Strong analytical skills, with the ability to interpret large volumes of data and present insights effectively
Proficiency in English is required and an additional language is preferred
Knowledge of international trade regulations, export controls, and geopolitical risks
Agile, adaptable mentality with a proactive approach to risk identification and mitigation

About the TeamThe team is a governance function in Treasury & Corporate Finance. It plays a key role in crafting and overseeing customer-specific credit risk practices across the organization. The Custom Credit Governance Lead reports to the Head of Customer Credit Risk Intelligence and ensures consistency, compliance, and strategic alignment in customer credit processes!Who is Siemens Energy?At Siemens Energy, we are more than just an energy technology company. With ~100,000 dedicated employees in more than 90 countries, we develop the energy systems of the future, ensuring that the growing energy demand of the global community is met reliably and sustainably. The technologies created in our research departments and factories drive the energy transition and provide the base for one sixth of the world's electricity generation.Our global team is committed to making sustainable, reliable, and affordable energy a reality by pushing the boundaries of what is possible. We uphold a 150-year legacy of innovation that encourages our search for people who will support our focus on decarbonization, new technologies, and energy transformation.Find out how you can make a difference at Siemens Energy:Our Commitment to DiversityLucky for us, we are not all the same. Through diversity, we generate power. We run on inclusion and our combined creative energy is fueled by over 130 nationalities. Siemens Energy celebrates character - no matter what ethnic background, gender, age, religion, identity, or disability. We energize society, all of society, and we do not discriminate based on our differences.Rewards/Benefits

Competitive salary and meal allowance
Fair compensation for international work
Health insurance coverage
Remote work permitted within the country
Additional 5 “Pontes” days off and Birthday off if it falls on a weekday, when not abroad (only applies for Portugal)
Among others

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